MER Advantage Calculator
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Our MER calculator is a helpful tool that demonstrates how "fees matter." Using this tool, you can compare the cost of investing in PH&N Funds or RBC Funds® against other mutual funds available to Canadian investors.
Please note that this tool is meant to provide you with information and guidance about investing, but it should not be a substitute for advice provided by an investment professional.
PH&N or RBC Fund
3rd Party Fund
% Equity of Portfolio0% 100%
Initial Investment25K 1M
Time Horizon3YR 50YR
Expected Return1% 10%
Total MER Savings: $116,959.10
Assuming an initial investment of $250,000 in the at an expected 5% return (before the deduction of the MER), would help your investment grow by an extra $116,959.10 over the next 20 years, compared to the .
Assuming an initial investment of $250,000 in a sample PH&N Portfolio of:
16.7% PH&N Canadian Equity Fund - D,
16.7% PH&N U.S. Equity Fund - D,
16.7% PH&N Overseas Equity Fund - D,
50.0% PH&N Total Return Bond Fund - D
at an expected 5% return (before the deduction of the MER), the sample PH&N Portfolio would help your investment grow by an extra $116,959.10 over the next 20 years, compared to the Industry Average Portfolio.
Fees matter and can have a big impact over time!