Tools

Model Portfolio

Once you have selected the relevant portfolio from the Model Portfolio landing page, you can click on the "Make Adjustments To This Portfolio" button (see bottom right of page) to further customize it.

Please note that this tool is meant to provide you with information and guidance about investing – it should not be a substitute for an investment professional’s advice. If you have any questions or need help customizing your portfolio, call 1-800-661-6141 to speak with an Investment Funds Advisor.

Conservative model has been selected
Overview / Description
The Conservative Model Portfolio is designed to focus on modest income generation and modest capital appreciation. More than half of the portfolio is invested in fixed income funds and cash equivalents. Prepared by RBC Global Asset Management, this model of a strategic asset allocation portfolio is for a conservative investor using Series D units of PH&N Funds and RBC Funds, which feature low MERs.
Asset Allocation
Asset Type % of Net Assets
Cash
5.70
 
 
Fixed Income
56.04
 
 
Canadian Equity
14.35
 
 
US Equity
12.74
 
 
International Equity
11.00
 
 
Other
0.19
 
 
Geographic Allocation
  • 0.1% Africa
  • 5.5% Asia Pacific
  • 61.2% Canada
  • 12.0% Europe
  • 1.0% Latin & South America
  • 0.1% Middle East
  • 20.3% United States
Sector Allocation (Equities Only)
  • 23.9%Financial Services
  • 12.1%Energy
  • 11.6%Healthcare
  • 8.7%Consumer Defensive
  • 8.3%Consumer Cyclical
  • 8.3%Industrials
  • 7.7%Technology
  • 6.0%Basic Materials
  • 4.8%Communication Services
  • 4.8%Real Estate
  • 3.9%Utilities
Fund Name Fund Asset Class Fund Risk MER Allocation Value
RBC Canadian Short‑Term Income Fund‑D Fixed Income Low 0.71% 10.00% $2,500.00
RBC Global Bond Fund‑D Fixed Income Low 0.97% 7.00% $1,750.00
RBC Global Corporate Bond Fund‑D Fixed Income Low 1.05% 10.00% $2,500.00
RBC Canadian Equity Income Fund‑D Canadian Equity Medium 1.12% 7.00% $1,750.00
RBC U.S. Dividend Fund C$‑D U.S. Equity Medium 1.12% 12.00% $3,000.00
PH&N Canadian Money Market Fund‑D Money Market Low 0.55% 3.00% $750.00
PH&N Dividend Income Fund‑D Canadian Equity Medium 1.07% 9.00% $2,250.00
PH&N Total Return Bond Fund‑D Fixed Income Low 0.58% 31.00% $7,750.00
RBC International Dividend Growth Fund‑D International Equity Medium 1.26% 11.00% $2,750.00
0.89% 100% $25,000
Fund Name 3 Mo 1 Yr 3 Yr 5 Yr 10 Yr Since Inception Inception Date
Performance data as of 04/30/2017
RBC Canadian Short‑Term Income Fund‑D 0.79% 1.41% 1.58% 1.84% - 3.00% 07/2007
RBC Global Bond Fund‑D 2.26% 1.92% 4.08% 4.10% - 4.67% 07/2007
RBC Global Corporate Bond Fund‑D 2.48% 4.63% 3.95% 4.35% - 5.91% 07/2007
RBC Canadian Equity Income Fund‑D 3.11% 16.76% 5.20% 8.92% - 11.72% 07/2007
RBC U.S. Dividend Fund C$‑D 9.63% 26.51% 16.46% 17.87% - 7.71% 07/2007
PH&N Canadian Money Market Fund‑D 0.10% 0.38% 0.46% 0.54% 1.06% 4.06% 07/1986
PH&N Dividend Income Fund‑D 2.49% 16.26% 5.85% 8.99% 4.19% 10.85% 06/1977
PH&N Total Return Bond Fund‑D 2.74% 3.18% 4.39% 3.84% 4.78% 5.62% 07/2000
RBC International Dividend Growth Fund‑D 14.12% 14.91% - - - 5.43% 01/2016
Fund Name 2016 2015 2014 2013 2012 2011 2010
RBC Canadian Short‑Term Income Fund‑D 0.70% 1.77% 2.49% 1.39% 1.90% 4.09% 2.86%
RBC Global Bond Fund‑D 4.17% 1.85% 8.04% 1.13% 6.34% 5.25% 3.68%
RBC Global Corporate Bond Fund‑D 5.77% 0.03% 7.39% 0.08% 9.53% 6.93% 7.47%
RBC Canadian Equity Income Fund‑D 22.74% -9.58% 10.61% 17.52% 9.47% 11.29% 25.04%
RBC U.S. Dividend Fund C$‑D 7.60% 17.44% 21.06% 34.18% 9.28% 0.61% 8.77%
PH&N Canadian Money Market Fund‑D 0.40% 0.40% 0.70% 0.70% 0.70% 0.60% 0.40%
PH&N Dividend Income Fund‑D 22.21% -8.42% 10.01% 16.14% 11.22% -2.66% 11.90%
PH&N Total Return Bond Fund‑D 2.28% 3.15% 8.61% -0.93% 3.93% 8.11% 6.52%
RBC International Dividend Growth Fund‑D* - - - - - - -
* Units of certain PH&N Funds were first offered for sale under simplified prospectus in the previous 12 months. In accordance with National Instrument 81-102 of the Canadian Securities Administrators, performance data of an investment fund may not be provided to persons who are not unit holders of either the fund, or an investment fund under common management with the fund, until the units of the fund have been offered under a simplified prospectus in the jurisdiction for at least 12 months.

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