Tools

Model Portfolio

Once you have selected the relevant portfolio from the Model Portfolio landing page, you can click on the "Make Adjustments To This Portfolio" button (see bottom right of page) to further customize it.

Please note that this tool is meant to provide you with information and guidance about investing – it should not be a substitute for an investment professional’s advice. If you have any questions or need help customizing your portfolio, call 1-800-661-6141 to speak with an Investment Funds Advisor.

Balanced model has been selected
Overview / Description
The Balanced Model Portfolio is designed to provide long-term capital appreciation with some potential for income generation. More than half of the portfolio is invested in a diversified mix of Canadian, U.S. and international equity funds. Prepared by RBC Global Asset Management, this model of a strategic asset allocation portfolio is for a balanced investor using Series D units of PH&N Funds and RBC Funds, which feature low MERs.
Asset Allocation
Asset Type % of Net Assets
Cash
4.50
 
 
Fixed Income
37.31
 
 
Canadian Equity
18.71
 
 
US Equity
21.48
 
 
International Equity
17.85
 
 
Other
0.11
 
 
Geographic Allocation
  • 0.9% Africa
  • 5.0% Asia Pacific
  • 45.8% Canada
  • 18.1% Europe
  • 1.9% Latin & South America
  • 0.1% Middle East
  • 28.0% United States
  • 0.2% Other
Sector Allocation (Equities Only)
  • 24.3%Financial Services
  • 11.4%Energy
  • 11.2%Technology
  • 10.9%Industrials
  • 9.3%Consumer Cyclical
  • 9.0%Consumer Defensive
  • 8.9%Healthcare
  • 6.3%Basic Materials
  • 3.7%Communication Services
  • 2.8%Real Estate
  • 2.3%Utilities
Fund Name Fund Asset Class Fund Risk MER Allocation Value
RBC Global Corporate Bond Fund‑D Fixed Income Low 1.05% 9.00% $2,250.00
RBC European Equity Fund‑D International Equity Medium 1.27% 9.00% $2,250.00
BlueBay Global Monthly Income Bond Fund‑D Fixed Income Medium 1.33% 7.00% $1,750.00
PH&N Canadian Money Market Fund‑D Money Market Low 0.55% 3.00% $750.00
PH&N Canadian Equity Fund‑D Canadian Equity Medium 1.06% 15.00% $3,750.00
PH&N Dividend Income Fund‑D Canadian Equity Medium 1.07% 5.00% $1,250.00
PH&N U.S. Equity Fund‑D U.S. Equity Medium 1.10% 13.00% $3,250.00
PH&N Total Return Bond Fund‑D Fixed Income Low 0.58% 22.00% $5,500.00
PH&N U.S. Multi‑style All‑Cap Equity Fund‑D U.S. Equity Medium 1.10% 8.00% $2,000.00
PH&N Overseas Equity Fund‑D International Equity Medium 1.29% 9.00% $2,250.00
1.01% 100% $25,000
Fund Name 3 Mo 1 Yr 3 Yr 5 Yr 10 Yr Since Inception Inception Date
Performance data as of 07/31/2017
RBC Global Corporate Bond Fund‑D 0.45% 1.18% 3.58% 3.76% 5.88% 5.81% 07/2007
RBC European Equity Fund‑D -3.51% 5.16% 7.71% 14.40% 2.88% 2.27% 07/2007
BlueBay Global Monthly Income Bond Fund‑D -0.35% 4.51% 2.48% 3.99% - 4.11% 07/2011
PH&N Canadian Money Market Fund‑D 0.10% 0.39% 0.44% 0.53% 0.97% 4.03% 07/1986
PH&N Canadian Equity Fund‑D -2.69% 6.66% 2.48% 9.89% 3.02% 10.27% 06/1971
PH&N Dividend Income Fund‑D -2.32% 8.66% 3.21% 9.28% 4.04% 10.71% 06/1977
PH&N U.S. Equity Fund‑D -5.42% 10.70% 9.96% 15.97% 5.98% 9.12% 09/1964
PH&N Total Return Bond Fund‑D -2.27% -2.65% 2.90% 2.86% 4.71% 5.39% 07/2000
PH&N U.S. Multi‑style All‑Cap Equity Fund‑D -5.15% 10.77% 13.75% 17.60% - 14.98% 06/2010
PH&N Overseas Equity Fund‑D -0.71% 10.06% 8.96% 12.90% 2.19% 1.21% 12/2000
Fund Name 2016 2015 2014 2013 2012 2011 2010
RBC Global Corporate Bond Fund‑D 5.77% 0.03% 7.39% 0.08% 9.53% 6.93% 7.47%
RBC European Equity Fund‑D -11.79% 25.38% 1.19% 37.81% 19.87% -10.55% 1.42%
BlueBay Global Monthly Income Bond Fund‑D 6.59% -1.98% 3.77% 2.31% 13.95% - -
PH&N Canadian Money Market Fund‑D 0.40% 0.40% 0.70% 0.70% 0.70% 0.60% 0.40%
PH&N Canadian Equity Fund‑D 22.40% -7.87% 11.04% 18.68% 8.87% -11.17% 12.52%
PH&N Dividend Income Fund‑D 22.21% -8.42% 10.01% 16.14% 11.22% -2.66% 11.90%
PH&N U.S. Equity Fund‑D 2.99% 12.04% 19.52% 38.56% 8.85% 1.50% 6.28%
PH&N Total Return Bond Fund‑D 2.28% 3.15% 8.61% -0.93% 3.93% 8.11% 6.52%
PH&N U.S. Multi‑style All‑Cap Equity Fund‑D 7.07% 18.54% 20.38% 38.60% 10.08% -0.30% -
PH&N Overseas Equity Fund‑D -7.58% 21.79% 4.81% 24.54% 16.88% -20.39% 3.47%

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