Tools

MER Advantage Calculator

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Our MER calculator is a helpful tool that demonstrates how "fees matter." Using this tool, you can compare the cost of investing in PH&N Funds or RBC Funds® against other mutual funds available to Canadian investors.

Please note that this tool is meant to provide you with information and guidance about investing, but it should not be a substitute for advice provided by an investment professional.

Use the sliders below to select the assumptions you would like for your sample portfolio of PH&N Funds.
See the MER advantage of a Specific PH&N or RBC Fund »

PH&N or RBC Fund

3rd Party Fund

Please select a PH&N or RBC Fund, then choose a third-party fund to compare it against

% Equity of Portfolio

0%
100%
50%

Initial Investment

25K
1M
250K

Time Horizon

3YR
50YR
20YR

Expected Return

1%
10%
5%

Portfolio Value

Bar Chart

Total MER Savings: $120,968.37

Assuming an initial investment of $250,000 in the at an expected 5% return (before the deduction of the MER), would help your investment grow by an extra $120,968.37 over the next 20 years, compared to the .

Assuming an initial investment of $250,000 in a sample PH&N Portfolio of: 

16.7% PH&N Canadian Equity Fund - D, 

16.7% PH&N U.S. Equity Fund - D, 

16.7% PH&N Overseas Equity Fund - D, 

50.0% PH&N Total Return Bond Fund - D 

at an expected 5% return (before the deduction of the MER), the sample PH&N Portfolio would help your investment grow by an extra $120,968.37 over the next 20 years, compared to the Industry Average Portfolio.

Fees matter and can have a big impact over time!